Would we do anything differently preparing the nursery? How do I use envelopes with an irregular income? You have two incomes? Whaaaaa!? How do I travel without a credit card? How should I handle expensive holiday expectations? Should I continue to "help" people even if it blows my budget? Should I pay my bills with a reward credit card to earn free trips? We want to have a baby, should we wait until we're debt free?
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